Fair Credit

Fair Credit is a credit score in the 670-699 range, sometimes even 620-660 is considered fair, the higher end sometimes is considered good credit. Fair credit may cause some concern in loan offices or when applying for a credit card. Further investigation into your credit history is usually require.

Fair credit credit card offers are usually designed to help improve credit or build credit. These cards allow a consumer to re-establish or establish a good credit history, which can take some time.

Interest rates and fees are usually higher for individuals in this credit range. Benefits are also limited on credit card offers because the consumer is of higher risk to the provider.