Low Credit

Low Credit is a score in the 580-619 range. This range means you do not have “bad credit” yet but you may be on your way. Scores in this range are dangerous when applying for credit cards and loans. Bankers and Brokers can still give you credit cards and loans but can also charge you ridiculously high interest rates.

People in the Low Credit range should focus on finding the best credit card deal and maintaining a very good credit history. Late payments, missed payments, or too much debt could cause your %%%interest rate%%% to spike even higher. With a few months of good history you may qualify for a better credit card.